[Laporan Magang] - Prosedur Persetujuan Pembiayaan Kredit Usaha Rakyat (KUR) UMKM pada PT. Bank Pembangunan Daerah Jawa Barat dan Banten, Tbk Kantor Cabang Bekasi

Isfani, Mutiara Ilmiana Nur (2024) [Laporan Magang] - Prosedur Persetujuan Pembiayaan Kredit Usaha Rakyat (KUR) UMKM pada PT. Bank Pembangunan Daerah Jawa Barat dan Banten, Tbk Kantor Cabang Bekasi. STIE Tri Bhakti, Bekasi.

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Abstract

The Internship Report of the Accounting Study Program of the Tri Bhakti School of Economics with the title " Approval Procedure for People's Business Credit (KUR) Financing at PT. Bank Pembangunan Jawa Barat and Banten, Tbk Bekasi Branch Office". The purpose of making this internship report is to find out the procedure for applying for people's business credit (KUR) at Bank BJB Bekasi branch. This research was conducted at Bank BJB Bekasi branch is engaged in banking which provides services in the form of deposits, credit, and services. The data collection techniques used are documentation, literature study, and interviews. The results obtained are that the KUR application starts from an application submitted by the prospective debtor assisted by the Account Officer (AO) section by bringing the required files, then proceeds to the ojk slik checking stage by the admin section, after that the data verification process by conducting OTS / survey, and the last is the acc from the committee. The KUR application procedure at Bank BJB is good and processed quickly.

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